Affordable New Construction Homes Under $450K – Take Advantage of Builder Incentives!

If you’ve been dreaming of homeownership but feel discouraged by interest rates, there’s good news! Many new construction builders are offering incredible incentives to help buyers like you get into a home with more affordable financing.

How Builders Are Helping Buyers

Over the last two years, interest rates have remained steady, but to accommodate rising costs, builders have stepped up with offers such as:

✔️ Closing cost assistance – Some builders will cover part (or even all!) of your closing costs.
✔️ Interest rate buydowns – Lower your monthly payment with a reduced rate for the first few years or the life of your loan.
✔️ Special financing options – Some builders partner with lenders to provide exclusive deals.

Why You Need a Realtor for New Construction

Each builder’s incentives vary and can change weekly or monthly, making it essential to work with a realtor who knows the market. Some builders don’t list their homes on MLS, meaning you could miss out on opportunities if you’re only searching online.

That’s where I come in! I stay up-to-date on the latest builder deals and can guide you through the process to ensure you get the best possible terms.

Let’s Find Your New Home!

Are you ready to explore your options? Click the pictures below to see some available new construction homes. Keep in mind—this is just a glimpse! There are many more builders and opportunities out there.

Let’s chat! Give me a call at 📞 214-444-9427 or email 📧 carlee.howard@rafterhrealty.com to start your home search today!

 

📍 Serving Mansfield, TX, and surrounding areas.
🌐 www.rafterhrealty.com

5206 Totem Trl, Denton
$394,950
4 Beds ⋅ 2 Baths ⋅ 21420241 MLS
This home is in a USDA eligible area!! Nearly new, built in 2025, this four-bedroom home offers an open layout and a backyard with no homes or streets directly behind. The spacious front bedroom makes an ideal home office or guest room. The primary suite comfortably accommodates king-size furniture and features a generous walk-in closet and glass-enclosed shower. The kitchen takes center stage with a large quartz island offering seating for four—perfect for casual meals, conversation, or gathering while the cook prepares dinner. There is a whole wall of extra cabinets and counter space for dinner prep and storage. The open kitchen and living area keep everyone connected, while large windows and a glass door bring in natural light and views of the outdoors. Step onto the covered patio for morning coffee or a quiet evening overlooking the backyard, enclosed by a tall wood privacy fence. From entertaining indoors to relaxing outside, this home's easy flow makes everyday living comfortable. The seller is relocating to be closer to family. The home has the remaining coverage under the builder's original 10-year warranty, and the seller is willing to provide a one-year home warranty costing up to $700 for added peace of mind. Some photos have been virtually staged.

5206 Totem Trl, Denton
1201 Calamian Dr, Fort Worth
$255,000
4 Beds ⋅ 2 Baths ⋅ 21421291 MLS
Single-level living at its best! This 4-bed, 2-bath home features an open floor plan and a primary suite with a walk-in closet and ensuite bath. Cozy, functional, and ready for you to move in. Schedule your showing today! Agents must register as a user enter the property address and click on 'start offer This property may qualify for seller financing (Vendee)Seller's name is Secretary of Veterans Affairs. Seller DOES NOT pay customary closing costs: including title policy, escrow fees, survey or transfer fees. Proof of funds required on cash transactions; Lender Pre-Approval letter for offers (dated within last 30 days No Survey Available

1201 Calamian Dr, Fort Worth
no property photo
$375,000
3 Beds ⋅ 2 Baths ⋅ 21421287 MLS

4181 County Road 401, Alvarado
7244 Brambleberry Rd, Fort Worth
$328,499
5 Beds ⋅ 3 Baths ⋅ 21421141 MLS
New Construction Lennar Home - The Cobb Floor Plan - This new two-story home features a convenient owner’s suite on the first floor, complete with a full bathroom and walk-in closet. Another bedroom is located near the foyer, leading to an open-concept floorplan that blends the kitchen, living and dining areas. On the second floor are three additional bedrooms and a versatile loft. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

7244 Brambleberry Rd, Fort Worth
7233 Merry Wood Rd, Fort Worth
$333,499
5 Beds ⋅ 3 Baths ⋅ 21421133 MLS
New Construction Lennar Home - The Cobb Floor Plan - This new two-story home features a convenient owner’s suite on the first floor, complete with a full bathroom and walk-in closet. Another bedroom is located near the foyer, leading to an open-concept floorplan that blends the kitchen, living and dining areas. On the second floor are three additional bedrooms and a versatile loft. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

7233 Merry Wood Rd, Fort Worth
3908 Eufaula Dr, Sherman
$200,199
3 Beds ⋅ 2 Baths ⋅ 21421120 MLS
New Construction Lennar Houston Home - The Idlewood Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

3908 Eufaula Dr, Sherman
1305 Toledo Bend Trl, Sherman
$203,999
3 Beds ⋅ 2 Baths ⋅ 21421110 MLS
New Construction Lennar Home - The Kitson Floor Plan - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining during gatherings. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms along the side of the home, which are comfortable spaces for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

1305 Toledo Bend Trl, Sherman
3140 Fogline Blvd, Fort Worth
$331,999
3 Beds ⋅ 2 Baths ⋅ 21421095 MLS
New Construction Lennar Home - The Nash Floor Plan - This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet, while two secondary bedrooms are near the front of the home, ideal for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

3140 Fogline Blvd, Fort Worth
9557 Trecini Dr, Fort Worth
$332,499
3 Beds ⋅ 2 Baths ⋅ 21421105 MLS
New Construction Lennar Home - The Nash Floor Plan - This single-story home shares an open layout between the kitchen, nook and family room for easy entertaining, along with access to the covered patio for year-round outdoor lounging. A luxe owner's suite is in a rear of the home and comes complete with an en-suite bathroom and walk-in closet, while two secondary bedrooms are near the front of the home, ideal for household members and overnight guests. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

9557 Trecini Dr, Fort Worth
9249 Schram Rd, Fort Worth
$300,999
4 Beds ⋅ 2 Baths ⋅ 21421084 MLS
New Construction Lennar Home - The Ramsey Floor Plan - This new single-story design makes smart use of the space available. At the front are all three secondary bedrooms arranged near a convenient full-sized bathroom. Down the foyer is a modern layout connecting a peninsula-style kitchen made for inspired meals, an intimate dining area and a family room ideal for gatherings. Tucked in a quiet corner is the owner’s suite with an attached bathroom and walk-in closet. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly. Photos are for illustrative purposes only.

9249 Schram Rd, Fort Worth
no property photo
$209,900
3 Beds ⋅ 2 Baths ⋅ 21421068 MLS
Welcome to this inviting 3-bedroom, 2-bathroom home in the growing community of Josephine! Enjoy a spacious open-concept floor plan featuring a large living room, a well-appointed kitchen with granite countertops, a center island, and a pantry. The single-story layout offers comfortable, functional living with a full-size laundry area and a fenced backyard with no rear neighbors, providing added privacy and open views. Residents enjoy fantastic community amenities, including two swimming pools, playgrounds, stocked fishing ponds, and scenic walking trails. Conveniently located with access to Rockwall, Wylie, Princeton, and Greenville, this home offers a wonderful blend of neighborhood living and everyday convenience.

1904 Bailer Way, Royse City
533 Red Maple Rd, Waxahachie
$421,932
4 Beds ⋅ 2 Baths ⋅ 21421060 MLS
NEW! NEVER LIVED IN. Estimated completion December 2026. Bloomfield Homes' Cypress offers 4 bedrooms, 2 full baths, and a 2.5-car garage in a one-story design on an interior lot in The Retreat at North Grove. The garage earns its extra space, with a half-bay for storage or a work area and an access door leading to the backyard. Out front, brick, wood garage doors, and uplights frame a covered porch and 8-foot front door. The layout gives the study its own place off the foyer behind double doors, then opens into connected kitchen, breakfast, and family spaces. Laminate wood flooring carries through the shared areas, while carpet and tile finish other rooms. In the family room, a corner woodburning fireplace makes a strong focal point with stone reaching the ceiling, a mantel, and a raised hearth. The kitchen keeps everyday function close at hand with granite counters, an island, breakfast bar, and walk-in pantry. Under-counter lighting illuminates the work surfaces, and an electric range and microwave complete the cooking setup. The breakfast area beside it includes a window seat. The primary suite occupies a separate section of the plan, with a window seat, walk-in closet, and bath featuring dual sinks, granite counters, linen storage, and an enlarged shower in place of the tub. Another 3 bedrooms share a full bath with a tub and shower combination, and 2 have walk-in closets. Near the garage entry, the laundry room keeps daily tasks close to the kitchen. A covered patio extends the living space outside to a wood-fenced yard with landscaping and sprinklers. Visit Bloomfield Homes' model at The Retreat at North Grove to explore 533 Red Maple Road today!

533 Red Maple Rd, Waxahachie
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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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