DFW New Construction · Terrell TX New Construction · Whispering Oaks

Carlee Howard, Broker-Owner of Rafter H Realty LLC

One-acre homesites · Terrell, TX

Living in Whispering Oaks, Terrell TX: New Construction Homes, Schools and Things to Know

Whispering Oaks Phase IV offers new homes on about one-acre homesites in the Hunt County countryside north of Terrell. It is a great fit for buyers who want room to breathe, no HOA and Terrell ISD schools.

See All Whispering Oaks Listings Call Carlee (214) 444-9427

Last updated: November 2026 · Up to 120 current Whispering Oaks listings are shown below this guide.

Whispering Oaks at a Glance

Builder(s)	Independent builder
Homes for sale now	4 active listings from $549,899 to $749,990 (November 2026)
Homes	About 2,320 to 3,050 sq ft, 4 to 5 beds
Homesites	About one acre
HOA	No HOA
Schools	Terrell ISD — Dr. Bruce Wood Elementary School, Herman Furlough Jr. Middle School, Terrell High School
Location	County Road 2320 in Hunt County, Terrell 75160

What Buyers Love About Whispering Oaks

About an acre per homesite
No HOA
Quiet country setting
Spacious four- and five-bedroom plans

Homes here use aerobic septic systems and co-op water, so plan for rural utilities and ask Carlee about upkeep. Builder prices, incentives and HOA dues change often. Carlee confirms school zoning, HOA and tax rates by address for her buyers before contract.

Schools Serving Whispering Oaks

Terrell ISD: Terrell ISD serves about 5,300 students across nine campuses, all located in Terrell. The district's three K-5 elementary schools are J.W. Long, Gilbert Willie Sr. and Dr. Bruce Wood, with W.H. Burnett serving pre-K students. Global Leadership Academy offers a K-5 choice program.

Dr. Bruce Wood Elementary School Grades K-5	One of Terrell ISD's three neighborhood elementary schools, located in Terrell.
Herman Furlough Jr. Middle School Grades 6-8	Terrell ISD's middle school campus in Terrell, serving every middle school student in the district.
Terrell High School Grades 9-12	Terrell's high school, home to about 1,450 students and a growing career and technical program.

School zoning and feeder patterns change as Terrell grows, so Carlee checks every address with the district before you buy.

Living Near Whispering Oaks: Shopping, Parks and Commute

Where it is: Rural Hunt County north of Terrell, along County Road 2320
Groceries and shopping: Groceries and dining in Terrell along US-80
Parks and recreation: Open country setting on about one-acre homesites; Ben Gill Park in Terrell
Downtown commute: about 45 min to Downtown Dallas
Shopping and entertainment: about 30 min to Mesquite's Town East Mall area
Highway access: about 15 min to US-80 in Terrell

Approximate off-peak drive times from Terrell: Forney about 15 min via US-80; Kaufman about 15 min via TX-34; Rockwall about 30 min via TX-205; Downtown Dallas about 40 min via US-80 and I-30; DFW Airport about 55 min via I-20 and I-635; Downtown Fort Worth about 70 min via I-20.

Whispering Oaks Questions Buyers Ask

How big are the homesites in Whispering Oaks?

Homesites in Whispering Oaks Phase IV are about one acre.

Is there an HOA in Whispering Oaks?

Listings in Phase IV show no HOA.

What utilities serve Whispering Oaks?

Homes use aerobic septic systems with co-op water and co-op electric service.

All New Construction Neighborhoods in Terrell, TX

Compare every new construction community Carlee tracks in Terrell, TX. See the full Terrell TX new construction guide »

NorthspurFrom the $260s · D.R. Horton & Impression HomesView community »

Creekside EstatesFrom the $280s · LGI HomesView community »

Arboretum EstatesFrom the $320s · First Texas, Beazer & PulteView community »

Whispering OaksFrom the $540s · Independent builderView community »

Helpful Guides for Terrell Buyers

Buying in Whispering Oaks? Selling First?

Carlee Howard is Broker-Owner of Rafter H Realty LLC, a top 1% DFW Realtor with 10+ years helping new construction buyers — including families who need to sell and buy at the same time. Bring her to your first model home or builder visit and she will negotiate upgrades and incentives for you at no cost to you. Read more about Carlee »

(214) 444-9427 · carlee.howard@rafterhrealty.com · rafterhrealty.com

TREC Information About Brokerage Services · TREC Consumer Protection Notice

Whispering Oaks New Construction Homes for Sale in Terrell, TX

$549,900

4 Beds ⋅ 3 Baths ⋅ 21413112 MLS

Bravos Builders is offering $20,000 in flex cash toward eligible closing costs or a mortgage rate buydown, and home is eligible for $0 down with USDA financing! Qualified buyers may be able to secure a rate below 5% for the first year. Available with a full-price offer only—contact us for details! Enjoy the space and freedom of country living in the Cottonwood, thoughtfully designed on a beautiful acre. An open-concept layout, abundant natural light, and inviting finishes create a home that blends comfort and style. The spacious living area features soaring ceilings and expansive windows, creating a bright, airy feel with views toward the covered patio. The open design flows seamlessly into the kitchen, making everyday living and entertaining easy. At the heart of the home, the kitchen showcases a generous quartz island, custom cabinetry, and a beautiful wood range hood. A walk-in pantry offers ample storage, while the adjoining dining and living spaces provide room to gather. The private primary suite offers a relaxing retreat, while three additional bedrooms and three full bathrooms provide flexibility for guests, a home office, or growing household needs. With a functional layout and thoughtful details throughout, the Cottonwood offers the space you need without sacrificing comfort. Enjoy peaceful surroundings, room to spread out, and the possibilities that come with owning an acre. Discover the Cottonwood by Bravos Builders!

1844 County Road 2320, Terrell

$549,899

4 Beds ⋅ 3 Baths ⋅ 21378191 MLS

Bravos Builders is offering $20,000 in flex cash toward eligible closing costs or a mortgage rate buydown, and home is eligible for $0 down with USDA financing! Qualified buyers may be able to secure a rate below 5% for the first year. Available with a full-price offer only—contact us for details! There’s something special about having room to breathe—and the Elm is designed to make the most of it. Set on a beautiful acre, this thoughtfully designed home blends warm, inviting spaces with the effortless flow today's homeowners crave. Step inside to a light-filled living space where soaring vaulted ceilings and expansive windows create an open, airy atmosphere. Natural light pours in throughout the day, drawing your eye toward the cedar-beamed covered patio and creating a seamless connection between the indoors and the peaceful outdoor setting. It’s the kind of space that feels equally right for quiet mornings with coffee or evenings gathered with family and friends. At the heart of the home, the kitchen brings style and function together with a generous quartz island, custom cabinetry, and a beautiful wood range hood. The spacious walk-in pantry keeps everyday life organized, while the thoughtfully positioned laundry room adds even more convenience. The private primary suite offers a peaceful place to unwind at the end of the day, thoughtfully separated from the secondary bedrooms for added privacy. Additional bedrooms and baths provide the flexibility to create spaces that grow and change with you—whether that means welcoming guests, working from home, or making room for the people you love. With its inviting design, beautiful natural light, and the freedom of an acre to call your own, the Elm is more than a floor plan—it’s a place designed for the way you want to live.

1838 County Road 2320, Terrell

$699,990

5 Beds ⋅ 4 Baths ⋅ 21346562 MLS

Under construction with estimated completion of late September to early October. Experience timeless craftsmanship and modern luxury in this exceptional custom-built home, where thoughtful design and premium finishes come together to create a truly remarkable living experience. The stunning great room showcases soaring 27-foot ceilings, custom dormer windows that fill the space with natural light, and a beautiful stone wood-burning fireplace that serves as the heart of the home. Ten-foot ceilings throughout the remaining living areas enhance the home's spacious, open feel. Designed with both everyday living and entertaining in mind, the gourmet kitchen features impressive 10-foot custom cabinetry, abundant prep space, and an oversized butler's pantry complete with its own sink for added convenience and storage. The private primary suite offers a relaxing retreat with a vaulted ceiling and a spa-inspired bath featuring designer finishes. A separate guest suite with its own private bath provides ideal accommodations for visitors or multigenerational living. Luxury details continue throughout the home with floor-to-ceiling tiled showers, elegant arched openings, custom windows, a built-in mud bench, generous storage, two attic access points, and spray foam insulation for enhanced energy efficiency. The exterior is equally impressive, highlighted by oversized mahogany front and rear entry doors, striking metal roof accents, and beautiful shingle siding details that create exceptional curb appeal. The expansive covered back porch offers the perfect setting for outdoor entertaining or quiet evenings overlooking the peaceful surroundings. Every detail of this one-of-a-kind custom home has been carefully curated to blend timeless architecture, modern functionality, and exceptional craftsmanship, creating a home that is as beautiful as it is livable.

1806 County Road 2320, Terrell

$749,990

4 Beds ⋅ 4 Baths ⋅ 21346561 MLS

Under construction. Estimated completion of late October to early November. Experience luxury living in this exceptional custom home, thoughtfully designed with timeless finishes and functional spaces throughout. The impressive living room showcases soaring 19-foot ceilings, custom windows that fill the home with natural light, rich hardwood flooring, elegant arched passageways, and a stunning floor-to-ceiling stone fireplace. The chef's kitchen is beautifully appointed with custom cabinetry, an oversized walk-in pantry, pot filler, and premium finishes, making it perfect for entertaining and everyday living. Nearby, you'll find a spacious laundry room with generous countertop workspace and a convenient mudroom with built-in bench. The private primary suite offers a true retreat with a spa-inspired bathroom featuring floor-to-ceiling tile, luxurious finishes, and separate his-and-hers walk-in closets. A private mother-in-law suite with its own en-suite bath provides ideal accommodations for guests or multigenerational living. Upstairs, a dramatic open bridge overlooks the main living area, creating an impressive architectural feature. An oversized game room offers endless possibilities for entertainment, while the loft provides flexible space for a home office, study, or reading nook with views of the first floor. Secondary bedrooms share a well-designed Jack-and-Jill bathroom. Additional features include floor-to-ceiling tiled showers, abundant storage throughout, two attic access points, and dedicated storage space within the two-car garage. The exterior is equally impressive with beautiful stone and siding accents, elegant metal roof details, and an oversized covered front porch perfect for relaxing and enjoying the outdoors. Every detail of this custom home reflects quality craftsmanship, thoughtful design, and luxurious comfort. Offering an ideal balance of elegance, functionality, and style, this one-of-a-kind home is ready to welcome you.

1822 County Road 2320, Terrell

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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